Suwannee County, FL: flood zone, zoning and property lines by address
Free, no account. Or open the Florida map and tap a lot.
Towns in Suwannee County: Live Oak, Wellborn.
Flood zone by address
ParcelSheet reads FEMA's National Flood Hazard Layer at the lot: the zone, whether it is a high risk area where lenders ask for flood insurance, and the base flood elevation where FEMA lists one. FEMA's countywide study for Suwannee County has 138 FIRM panels, the newest effective August 2018; no coastal V zones are mapped in it.
The official panel and any Letter of Map Amendment are at FEMA's Map Service Center. An elevation certificate for a Suwannee house comes from a licensed surveyor and is often on file with the county or city building office (Building and Permits).
Property lines
The parcel outline, parcel number and mapped size come from the Florida statewide cadastral (county property appraiser parcels with the Department of Revenue tax roll), so a Suwannee lot shows the same lines the property appraiser draws. Suwannee County covers about 440,695 acres of land and 2,349 acres of water.
Mapped lines are approximate. The Suwannee County Property Appraiser keeps the parcel record; a licensed surveyor sets the true corners.
An example from the county's own records: parcel 2302S13E06244020050 in Live Oak, a lot with one house, about 8,700 square feet as mapped, the house built in 1905. Open it to see every card ParcelSheet draws for a Suwannee lot.
Zoning
Suwannee County zones its unincorporated land, and Live Oak zones the land inside its limits. ParcelSheet shows the use the property appraiser lists for the lot and links Planning and Zoning for the district, the uses it allows and the lot size it needs.
ADU and guest houses
Florida Statute 163.31771 lets local governments allow an accessory dwelling unit on a lot with a house. Whether a Suwannee lot can add one depends on its district; Planning and Zoning has the rule. ParcelSheet shows the mapped lot size and the ground's slope, the first two things the question turns on.
Septic and soil
ParcelSheet reads the USDA soil survey at the lot: the soil's name, its septic absorption rating and whether it is prime farmland. Suwannee County is soil survey area FL121, Suwannee County, Florida, last updated September 2026, on Web Soil Survey.
A new or changed septic system in Suwannee County needs a permit from the Florida Department of Health in Suwannee County, which tests the soil on the lot itself.
Setbacks
Setbacks in Suwannee County come from the zoning district: the front, side and rear distances a house must keep. ParcelSheet does not draw setback lines; Planning and Zoning gives them for the lot's district, and Live Oak for land inside its limits.
Hazards that apply
- Sinkholes. The Florida Geological Survey lists 213 subsidence incident reports in Suwannee County (the reports). They are reports, not confirmed sinkholes; ParcelSheet does not rate a lot for sinkholes.
- Wind. The Florida Building Code sets the design wind speed for a house in Suwannee County; the building office (Building and Permits) applies it at permit.
- Wetlands and wildfire. ParcelSheet shows the National Wetlands Inventory near a Suwannee lot and the Forest Service wildfire hazard rating at it.
Questions
Is my house in a flood zone in Suwannee County?
Type the address in the box above and ParcelSheet reads FEMA's flood zone at the lot's center. FEMA's countywide flood map for Suwannee County has 138 panels, the newest effective August 2018. A lender or insurer uses the official FIRM panel; FEMA's Map Service Center has it.
How do I find property lines in Suwannee County?
Open the Florida map, type the address, and the parcel outline from the county property appraiser shows on the map with its parcel number and mapped size. The Suwannee County property appraiser keeps the official record. Mapped lines are approximate; only a licensed surveyor sets the true corners.
What is my property zoned in Suwannee County?
Zoning in Suwannee County is set by the county for unincorporated land and by each city (such as Live Oak) inside its own limits. ParcelSheet shows the use code the property appraiser lists and links the office that sets the zoning; the planning office has the final word.
Can I build an ADU in Suwannee County?
Florida Statute 163.31771 lets counties and cities allow an accessory dwelling unit, and each sets its own rules. In Suwannee County ask the zoning office for the lot's district first; ParcelSheet shows the lot size as mapped so you can see the room you have.
Do I need a septic permit in Suwannee County?
Yes. A new or changed septic system in Suwannee County needs a permit from the Florida Department of Health in Suwannee County. ParcelSheet shows the USDA soil survey's septic rating at the lot, from survey area FL121 (Suwannee County, Florida).
Next to Suwannee County: Columbia County, Gilchrist County, Hamilton County, Lafayette County, Madison County.
The Florida map · All Florida counties · Flood zones explained · FIRM panels and LOMAs · All 50 states