Pinellas County, FL: flood zone, zoning and property lines by address
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Towns in Pinellas County: Saint Petersburg, Clearwater, Largo.
Flood zone by address
ParcelSheet reads FEMA's National Flood Hazard Layer at the lot: the zone, whether it is a high risk area where lenders ask for flood insurance, and the base flood elevation where FEMA lists one. FEMA's countywide study for Pinellas County has 135 FIRM panels, the newest effective August 2021; coastal V zones, where waves add to the flood, are mapped along its shore.
The official panel and any Letter of Map Amendment are at FEMA's Map Service Center. An elevation certificate for a Pinellas house comes from a licensed surveyor and is often on file with the county or city building office (Building Services).
Property lines
The parcel outline, parcel number and mapped size come from the Florida statewide cadastral (county property appraiser parcels with the Department of Revenue tax roll), so a Pinellas lot shows the same lines the property appraiser draws. Pinellas County covers about 175,254 acres of land and 375,306 acres of water.
Mapped lines are approximate. The Pinellas County Property Appraiser keeps the parcel record; a licensed surveyor sets the true corners.
An example from the county's own records: parcel 15 30 04 66474 000 0370 in Largo, a lot with one house, about 8,499 square feet as mapped, the house built in 1963. Open it to see every card ParcelSheet draws for a Pinellas lot.
Zoning
Pinellas County zones its unincorporated land, and Clearwater, Largo each zone the land inside their limits. ParcelSheet shows the use the property appraiser lists for the lot and links Zoning and Land Use for the district, the uses it allows and the lot size it needs.
ADU and guest houses
Florida Statute 163.31771 lets local governments allow an accessory dwelling unit on a lot with a house. Whether a Pinellas lot can add one depends on its district; Zoning and Land Use has the rule. ParcelSheet shows the mapped lot size and the ground's slope, the first two things the question turns on.
Septic and soil
ParcelSheet reads the USDA soil survey at the lot: the soil's name, its septic absorption rating and whether it is prime farmland. Pinellas County is soil survey area FL103, Pinellas County, Florida, last updated August 2026, on Web Soil Survey.
A new or changed septic system in Pinellas County needs a permit from the Florida Department of Health in Pinellas County, which tests the soil on the lot itself.
Setbacks
Setbacks in Pinellas County come from the zoning district: the front, side and rear distances a house must keep. ParcelSheet does not draw setback lines; Zoning and Land Use gives them for the lot's district, and Clearwater and Largo for land inside their limits. On the Pinellas shore, building seaward of the state's Coastal Construction Control Line needs a state permit.
Hazards that apply
- Sinkholes. The Florida Geological Survey lists 121 subsidence incident reports in Pinellas County (the reports). They are reports, not confirmed sinkholes; ParcelSheet does not rate a lot for sinkholes.
- Storm surge. Pinellas County has coastal V zones on its FEMA map, so storm surge reaches its shore. The county's evacuation zones are on its emergency management site; ParcelSheet shows the FEMA zone and the 3 ft sea level rise map at the lot.
- Wind. The Florida Building Code sets the design wind speed for a house in Pinellas County; the building office (Building Services) applies it at permit.
- Wetlands and wildfire. ParcelSheet shows the National Wetlands Inventory near a Pinellas lot and the Forest Service wildfire hazard rating at it.
Questions
Is my house in a flood zone in Pinellas County?
Type the address in the box above and ParcelSheet reads FEMA's flood zone at the lot's center. FEMA's countywide flood map for Pinellas County has 135 panels, the newest effective August 2021. A lender or insurer uses the official FIRM panel; FEMA's Map Service Center has it.
How do I find property lines in Pinellas County?
Open the Florida map, type the address, and the parcel outline from the county property appraiser shows on the map with its parcel number and mapped size. The Pinellas County property appraiser keeps the official record. Mapped lines are approximate; only a licensed surveyor sets the true corners.
What is my property zoned in Pinellas County?
Zoning in Pinellas County is set by the county for unincorporated land and by each city (such as Clearwater, Largo) inside its own limits. ParcelSheet shows the use code the property appraiser lists and links the office that sets the zoning; the planning office has the final word.
Can I build an ADU in Pinellas County?
Florida Statute 163.31771 lets counties and cities allow an accessory dwelling unit, and each sets its own rules. In Pinellas County ask the zoning office for the lot's district first; ParcelSheet shows the lot size as mapped so you can see the room you have.
Do I need a septic permit in Pinellas County?
Yes. A new or changed septic system in Pinellas County needs a permit from the Florida Department of Health in Pinellas County. ParcelSheet shows the USDA soil survey's septic rating at the lot, from survey area FL103 (Pinellas County, Florida).
Next to Pinellas County: Hillsborough County, Pasco County.
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