Polk County, TN zoning map, flood zone and property lines by address
Free, no account. Or open the Tennessee map and tap a lot.
Towns in Polk County: Benton.
Flood zone by address
ParcelSheet reads FEMA's National Flood Hazard Layer at the lot: the zone, whether it is a high risk area where lenders ask for flood insurance, and the base flood elevation where FEMA lists one. FEMA's countywide study for Polk County has 43 FIRM panels, the newest effective May 2009; no coastal V zones are mapped in it.
The official panel and any Letter of Map Amendment are at FEMA's Map Service Center. An elevation certificate for a Polk house comes from a licensed surveyor and is often on file with the county or city building office.
Property lines
The parcel outline, parcel number and mapped size come from the Tennessee Comptroller property boundaries layer (from each county assessor of property), so a Polk lot shows the same lines the assessor of property draws. Polk County covers about 278,147 acres of land and 4,919 acres of water.
Mapped lines are approximate. The Polk County assessor of property keeps the parcel record (Polk County website); a licensed surveyor sets the true corners.
Zoning
Polk County zones its unincorporated land, and Benton zones the land inside its limits. ParcelSheet shows the use the assessor of property lists for the lot and links the county planning office for the district, the uses it allows and the lot size it needs.
ADU and guest houses
Under Tennessee's zoning laws (Tennessee Code Title 13, Chapter 7), local governments can allow an accessory dwelling unit on a lot with a house. Whether a Polk lot can add one depends on its district; the county planning office has the rule. ParcelSheet shows the mapped lot size and the ground's slope, the first two things the question turns on.
Septic and soil
ParcelSheet reads the USDA soil survey at the lot: the soil's name, its septic absorption rating and whether it is prime farmland. Polk County is soil survey area TN139, Polk County, Tennessee, last updated August 2026, on Web Soil Survey.
A new or changed septic system in Polk County needs a permit from the TDEC Division of Water Resources, or the county health department in a county that runs its own septic program, which tests the soil on the lot itself.
Setbacks
Setbacks in Polk County come from the zoning district: the front, side and rear distances a house must keep. ParcelSheet does not draw setback lines; the county zoning office gives them for the lot's district, and Benton for land inside its limits.
Hazards that apply
- Wetlands and wildfire. ParcelSheet shows the National Wetlands Inventory near a Polk lot and the Forest Service wildfire hazard rating at it.
Questions
Is my house in a flood zone in Polk County?
Type the address in the box above and ParcelSheet reads FEMA's flood zone at the lot's center. FEMA's countywide flood map for Polk County has 43 panels, the newest effective May 2009. A lender or insurer uses the official FIRM panel; FEMA's Map Service Center has it.
How do I find property lines in Polk County?
Open the Tennessee map, type the address, and the parcel outline from the Polk County assessor of property shows on the map with its parcel number and mapped size. Mapped lines are approximate; only a licensed surveyor sets the true corners.
What is my property zoned in Polk County?
Zoning in Polk County is set by the county for unincorporated land and by each city (such as Benton) inside its own limits. ParcelSheet shows the use code the assessor of property lists and links the office that sets the zoning; the planning office has the final word.
Can I build an ADU in Polk County?
Under Tennessee's zoning laws (Tennessee Code Title 13, Chapter 7), counties and cities can allow an accessory dwelling unit, and each sets its own rules. In Polk County ask the zoning office for the lot's district first; ParcelSheet shows the lot size as mapped so you can see the room you have.
Do I need a septic permit in Polk County?
Yes. A new or changed septic system in Polk County needs a permit from the TDEC Division of Water Resources, or the county health department in a county that runs its own septic program. ParcelSheet shows the USDA soil survey's septic rating at the lot, from survey area TN139 (Polk County, Tennessee).
What can I build on 5 acres in Polk County?
Zoning in Polk County is set by the county for unincorporated land and each city inside its own limits (such as Benton). The zoning district decides the uses, how many homes and the smallest lot it allows on 5 acres. ParcelSheet shows the lot size as mapped and the use code on the parcel record; the planning office has the district and its rules. See the Polk County website.
What are the residential setbacks in Polk County (2026)?
Setbacks in Polk County come from the zoning code of the county, or of the city when the lot is inside city limits: the front, side and rear distances depend on the lot's district. ParcelSheet does not draw setback lines or give a number it did not read; the zoning office gives them for the district. See the Polk County website.
Next to Polk County: Bradley County, McMinn County, Monroe County.
The Tennessee map · All Tennessee counties · Flood zones explained · FIRM panels and LOMAs · All 50 states